ASA College
ASA Mail ASA Jobs Portal Live Chat
Learn excellent skills for exciting careers
(866) 990-6148


ASA College Blog, Making College Pay

Home > Blog Print this page

August 14, 2017

College Financial Aid: Getting Started and Comparing the Options

nursing interview 

If you choose to attend college, you'll have many important issues to contemplate. You must compare universities, think about future job opportunities and find ways to set aside time for study. It's also vital to examine various methods to fund your education. Some individuals use job income or savings to pay tuition and fees, but most students acquire at least some of the money from financial aid providers.

Almost anyone can obtain cash or loans to use for educational purposes. A wide range of nonprofit organizations, schools, government agencies and businesses offer assistance. Eligibility varies depending on your financial situation and academic performance. This guide will help you get started and learn about the options that you may qualify to use.

How to Begin

Before you search for sources of funding, it makes sense to estimate how much money you'll need. Don't just look at the tuition costs for classes that you plan to take. You will also have to add up the associated college fees and textbook prices. Keep in mind that you can often cut expenses by purchasing used books. Estimate how much you will spend on child care, bus or taxi rides, housing, and office supplies.

Below are 7 easy steps to the FAFSA

Start Here
Step 1-Student Demographics
Step 2-School Selection
Step 3-Dependency Status
Step 4-Parent Demographics
Step 5-Financial Information
Step 6-Sign and Submit
Step 7-Confirmation

Crucial Form

Be sure to apply for assistance from the U.S. government. Complete the Free Application for Federal Student Aid as soon as you decide to attend college. You can fill it out online in about 60 minutes. The FAFSA may require information from your checking account statements, W-2 forms and/or 1099 reports. If you serve in the military, contact the nearest Educational Service Office beforehand.


Most financial aid comes in the form of grants, scholarships or loans. Students benefit when they take the time to learn about all three options before applying for assistance. Your eligibility differs based on several factors, including the specific college and course of study that you select. The aid available to you will also vary depending on any prior university education or military service.


A tremendous variety of organizations offer scholarships to college students. Employers, charities, churches and universities may provide such assistance. They normally award these funds to individuals who have performed well in school, served the community or excelled in sporting events. Some scholarships help learners with impressive artistic abilities. Either way, you don't have to pay this money back.


Like scholarships, grants are treated as gifts rather than loans. You don't need sports trophies or excellent grades to receive a grant. Students qualify for this assistance if they lack sufficient money to pay for higher education. The U.S. government provides learners with Pell and Federal Supplemental Educational Opportunity grants (FSEO). You must complete the FAFSA to become eligible.

The Department of Education supplies colleges with FSEO grant money and allows them to select the recipients. Students benefit from applying as early as possible. You can only qualify for the Pell Grant if you haven't already earned another degree. City and state governments provide income-based grants as well. The same goes for certain employers, nonprofits and universities.


The federal government supplies subsidized loans to learners who can't afford to pay standard commercial rates. They feature flexible repayment options and don't require high credit scores. If you cannot qualify for subsidized financing or it doesn't provide enough money, look at private loans. Credit unions and banks offer educational financing to people with favorable credit ratings. However, you'll probably encounter considerably higher interest rates. You might also need to begin making payments before leaving college.

When many prospective students start applying for financial aid, they find the process confusing and stressful. Fortunately, you don't need to handle it on your own. At ASA College, a professional financial aid advisor will help you explore all available options at face-to-face interview or phone consultation. Feel free to contact us if you need advice on completing the FAFSA or finding the most suitable sources of aid.






Copyright© 2017 ASA College
Privacy Policy| Contact Us | Disclosure Information | Sitemap

Important Notice Regarding Online Privacy and Security

Privacy Policy

ASA College is committed to respecting your privacy. You can visit official ASA College websites without revealing any personal information. Should you choose to provide us with any personal information, you can be assured that it will only be used by ASA to conduct official school business and personal information will never be disseminated to any unaffiliated third party.

Information Gathering

We use IP addresses (the Internet address of your computer) to help diagnose problems with our servers and to administer our website. IP addresses assist us in many website operations, like running the statistical software that identifies the sections of our site that are most heavily used, and which portion of our audience comes from within the ASA network. We do not link IP addresses to anything personally identifiable. Like many other websites, portions of either the ASA site may use cookies. Cookies store information on your computer so your experience on the website is easier. They recognize you and identify your access privileges on the website. They are typically employed for your convenience, and prevent you from having to repeat actions, such as entering a user name and password. Cookies never contain personal data, and they cannot be accessed remotely by anybody other than ASA College staff.

Personally Identifiable Information

This site's registration form requires you to provide your full name, address, email address, password, gender, city, state, country and zip code. You may also choose to provide optional details, such as maiden name, nick name, birthday, occupation, company, spouse's name, photos, or personal comments. You may update any of this information at any time by accessing your profile by clicking the "edit account information" link, or equivalent, in the navigation menu. You may opt out of receiving email communications from this community (see the "Email Subscription/Opt-Out" section below).

Use of Information

While aggregate statistical reports may be generated based on Web usage, no personally identifiable information will ever be disseminated to any unaffiliated third party. Any personally identifiable information collected is for the purposes of official College business only.


All official ASA College host servers have appropriate physical, electronic, and managerial procedures in place to safeguard and secure all information we collect online. Furthermore, we use encryption when collecting or transferring sensitive data such as credit card information. Encryption scrambles private information so that no outside parties can read or interpret it.

Email Subscription Opt-Out

The site provides you with the opportunity to choose to receive email communications about this site and the groups you are registered with, as well as emails from other members. In all email communications that you receive from this community, except for confirmation emails for event registrations, purchases, donations or other payments, you will be provided and unsubscribe option where you can opt out of the particular type of email communication. You can also modify the emails that you receive at any time by going to your account profile and changing your opt-in status there.

Third Party Sites

Sites within or may link to external sites outside of these domains as a convenience to you. If you use these links, you will leave our website. ASA College is not responsible for the privacy practices or the content of outside websites, and does not make any representations about them.

Updates to This Privacy Policy

ASA College has the right to make changes or additions to this policy at any time. If those changes involve using your personally identifiable information in a manner different from that stated at the time you joined, the site will notify you by email. Changes that do not affect use of personally identifiable information will be posted to the site. If you have questions regarding this policy, please check this policy periodically. Please address any questions or comments regarding this policy to

Find us of Facebook
Follow us on Twitter
Follow us on Google+
Follow us on Linkedin
Follow us on YouTube
Follow us on Instagram
Follow us on VK